When you create merchant controls, you select categories that will either be blocked or allowed when transactions are made. These categories each include related Merchant Category Codes (MCC) that describe the types of purchases that can or cannot be made.
If a merchant control is in place to block transactions that match a category, all transactions that fit the MCC descriptions assigned to that category will be blocked. If a merchant control is in place to only allow transactions that match a category, only transactions that fit the MCC description assigned to that category will be allowed.
All cards, regardless of configured controls, will be restricted from transacting at the following MCCs per J.P. Morgan policy:
4829 (Money Transfer)
6010-6012 (Financial Institutions – Manual Cash Advances, Automated Cash Disbursements, and Automated Teller Machines)
6050-6051 (Quasi Cash – Money Orders, Travelers Cheques)
7273 (Dating Services)
7297 (Massage Parlors)
7800-7802 (Government Lotteries, Gambling, and Betting)
7995 (Gambling Transactions)
9406 (Government-Owned Lotteries)
9754 (Gambling – Horse Racing, Dog Racing, etc.)
For more information on VISA MCC, view the VISA Merchant Data Standards.
Category Name | MCC and Description |
Advertising | 5964: Direct Marketing - Catalog Merchant 5965: Direct Marketing - Combination Catalog and Retail Merchant 5966: Direct Marketing - Outbound Telemarketing Merchant 5967: Direct Marketing - Inbound Teleservices Merchant 5968: Direct Marketing - Continuity/subscription Merchant 5969:Direct Marketing - Other Direct Marketers (Not Elsewhere Classified) 7311: Advertising Services |
Airlines | 3000-3302: MCC specific to airline companies; view the VISA Merchant Data Standards for more information 4511: Airlines and Air Carriers (Not Elsewhere Classified) 4582: Airports, Flying Fields, and Airport Terminals |
Alcohol and Bars | 5813: Drinking Places - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques 5921: Package Stores - Beer, Wine, and Liquor |
Antiques, Pawn, Trinket and Thrift Shops | 5932: Antique Shops - Sales, Repairs, and Restoration Services 5933: Pawn Shops 5935: Wrecking and Salvage Yards 5937: Antique Reproductions 5947: Gift, Card, Novelty and Souvenir Shops 5950: Glassware/Crystal Stores 5972: Stamp and Coin Stores 5978: Typewriter Stores - Sales, Rentals, and Service |
Books and Newspapers | 2741: Miscellaneous Publishing and Printing 5192: Books, Periodicals and Newspapers 5815: Digital Goods Media - Books, Movies, Digital Artwork/images, Music 5942: Book Stores 5994: News Dealers and Newsstands |
Car Rental | 3351-3441: MCC specific to car rental companies; view the VISA Merchant Data Standards for more information 7512 – Car Rental Agencies (Not Elsewhere Classified) 7513: Truck and Utility Trailer Rentals 7519: Motor Home and Recreational Vehicle Rentals |
Charities | 8398: Charitable Social Service Organizations |
Cleaning Supplies | 5169: Chemicals and Allied Products (Not Elsewhere Classified) |
Clothing | 5137: Men's, Women's, and Children's Uniforms and Commercial Clothing 5139: Commercial Footwear 5311: Department Stores 5611: Men's and Boys' Clothing and Accessories Stores 5621: Women's Ready-To-Wear Stores 5631: Women's Accessory and Specialty Shops 5641: Children's and Infants' Wear Stores 5651: Family Clothing Stores 5655: Sports and Riding Apparel Stores 5661: Shoe Stores 5681: Furriers and Fur Shops 5691: Men's and Women's Clothing Stores 5697: Tailors, Seamstresses, Mending, and Alterations 5698: Wig and Toupee Stores 5699: Miscellaneous Apparel and Accessory Shops 5931: Used Merchandise and Secondhand Stores 7296: Clothing Rental - Costumes, Uniforms, Formal Wear |
Clubs and Memberships | 7032: Sporting and Recreational Camps 7941: Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters 7992: Public Golf Courses 7997: Membership Clubs (sports, Recreation, Athletic), Country Clubs, and Private Golf Courses 8641: Civic, Social, and Fraternal Associations 8675: Automobile Associations 8699: Membership Organizations (Not Elsewhere Classified) |
Construction Contractors | 1520: General Contractors - Residential and Commercial 1711: Heating, Plumbing, and Air Conditioning Contractors 1740: Masonry, Stonework, Tile Setting, Plastering and Insulation Contractors 1750: Carpentry Contractors 1761: Roofing, Siding, and Sheet Metal Work Contractors 1771: Concrete Work Contractors 5051: Metal Service Centers and Offices 5996: Swimming Pools - Sales and Service 6513: Real Estate Agents and Managers |
Construction Materials | 5039: Construction Materials (Not Elsewhere Classified) 5046: Commercial Equipment (Not Elsewhere Classified) 5065: Electrical Parts and Equipment 5072: Hardware, Equipment and Supplies 5074: Plumbing and Heating Equipment and Supplies 5085: Industrial Supplies (Not Elsewhere Classified) 5198: Paints, Varnishes and Supplies 5200: Home Supply Warehouse Stores 5211: Lumber and Building Materials Stores 5231: Glass, Paint, and Wallpaper Stores 5251: Hardware Stores |
Dealerships | 5271: Mobile Home Dealers 5511: Car and Truck Dealers (new and Used) Sales, Service, Repairs, Parts, and Leasing 5521: Car and Truck Dealers (used Only) Sales, Service, Repairs, Parts, and Leasing 5551: Boat Dealers 5561: Camper, Recreational and Utility Trailer Dealers 5571: Motorcycle Shops and Dealers 5592: Motor Homes Dealers 5598: Snowmobile Dealers 5599: Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers (Not Elsewhere Classified) 6211: Security Brokers/Dealers |
Education | 7829: Motion Picture and Video Tape Production and Distribution 8211: Elementary and Secondary Schools 8220: Colleges, Universities, Professional Schools, and Junior Colleges 8241: Correspondence Schools 8244: Business and Secretarial Schools 8249: Vocational and Trade Schools 8299: Schools and Educational Services (Not Elsewhere Classified) |
Electronics | 5732: Electronics Stores 5997: Electric Razor Stores - Sales and Service 7622: Electronics Repair Shops 7993: Video Amusement Game Supplies |
Entertainment | 7832: Motion Picture Theaters 7841: DVD/Video Tape Rental Stores 7911: Dance Halls, Studios and Schools 7922: Ticket Agencies and Theatrical Producers (except Motion Pictures) 7929: Bands, Orchestras, and Miscellaneous Entertainers (Not Elsewhere Classified) 7932: Billiard and Pool Establishments 7933: Bowling Alleys 7994: Video Game Arcades/Establishments 7999: Recreation Services (Not Elsewhere Classified) |
Financial Institutions | 6540: Non-financial Institutions - Stored Value Card Purchase/Load 7321: Consumer Credit Reporting Agencies |
Fines | 9222: Fines |
Florists | 5193: Florists Supplies, Nursery Stock and Flowers 5992: Florists |
Freight, Moving and Delivery Services | 1799: Special Trade Contractors (Not Elsewhere Classified) 4214: Motor Freight Carriers and Trucking - Local and Long Distance, Moving and Storage Companies, and Local Delivery 4215: Courier Services - Air and Ground, and Freight Forwarders |
Fuel and Gas | 5172: Petroleum and Petroleum Products 5541: Service Stations (with Or Without Ancillary Services) 5542: Automated Fuel Dispensers 5552: Electric Vehicle Charging 5983: Fuel Dealers - Fuel Oil, Wood, Coal, and Liquefied Petroleum |
General Merchandise | 5099: Durable Goods (Not Elsewhere Classified) 5131: Piece Goods, Notions, and Other Dry Goods 5199: Nondurable Goods (Not Elsewhere Classified) 5309: Duty Free Stores 5310: Discount Stores 5331: Variety Stores 5399: Miscellaneous General Merchandise 5818: Digital Goods - Large Digital Goods Merchant 5946: Camera and Photographic Supply Stores 5949: Sewing, Needlework, Fabric and Piece Goods Stores 5963: Door-to-door Sales 5970: Artist's Supply and Craft Shops 5999: Miscellaneous and Specialty Retail Shops |
Government Services | 9399: Government Services (Not Elsewhere Classified) 9402: Postal Services - Government Only 9405: US Federal Government Agencies Or Departments |
Home Furnishings | 5712: Furniture, Home Furnishings, and Equipment Stores, Except Appliances 5713: Floor Covering Stores 5714: Drapery, Window Covering, and Upholstery Stores 5718: Fireplace, Fireplace Screens and Accessories Stores 5719: Miscellaneous Home Furnishing Specialty Stores 5722: Household Appliance Stores 7394: Equipment, Tool, Furniture, and Appliance Rental and Leasing 7641: Furniture - Reupholstery, Repair, and Refinishing 7692: Welding Services |
Hotels and Lodging | 3501-3832: MCC specific to hotel companies; view the VISA Merchant Data Standards for more information 7011: Lodging – Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified) 7012: Timeshares 7033: Trailer Parks and Campgrounds |
Insurance | 5960: Direct Marketing - Insurance Services 6300: Insurance Sales, Underwriting, and Premiums |
Internet and Phone | 1731: Electrical Contractors 4812: Telecommunication Equipment and Telephone Sales 4814: Telecommunication Services, Including Local and Long Distance Calls, Credit Card Calls, Calls Through Use of Magnetic-Stripe-Reading Telephones 4816: Computer Network/information Services 4821: Telegraph Services |
Intra Company Purchases | 9950: Intra-Company Purchases |
Jewelry | 5094: Precious Stones and Metals, Watches and Jewelry 5631: Women's Accessory and Specialty Shops 5944: Jewelry Stores, Watches, Clocks, and Silverware Stores 7631: Watch, Clock and Jewelry Repair |
Landscaping | 0763: Agricultural Co-operatives 0780: Landscaping and Horticultural Services 5261: Nurseries and Lawn and Garden Supply Stores |
Legal Services | 8111: Legal Services and Attorneys 9211: Court Costs, Including Alimony and Child Support 9223: Bail and Bond Payments |
Mechanics and Auto Supplies | 5013: Motor Vehicle Supplies and New Parts 5531: Automobile Supply Stores or Home Supply Stores 5532: Automotive Tire Stores 5533: Automotive Parts and Accessories Stores 7531: Automotive Body Repair Shops 7534: Tire Retreading and Repair Shops 7535: Automotive Paint Shops 7538: Automotive Service Shops (Non-Dealer) 7542: Car Washes |
Medical | 4119: Ambulance Services 5047: Medical, Dental, Ophthalmic and Hospital Equipment and Supplies 5122: Drugs, Drug Proprietaries, and Druggist Sundries 5912: Drug Stores and Pharmacies 5975: Hearing Aids - Sales, Service, and Supply 5976: Orthopedic Goods - Prosthetic Devices 5977: Cosmetic Stores 5993: Cigar Stores and Stands 7298: Health and Beauty Spas 8011: Doctors and Physicians (Not Elsewhere Classified) 8021: Dentists and Orthodontists 8031: Osteopaths 8041: Chiropractors 8042: Optometrists and Ophthalmologists 8043: Opticians, Optical Goods, and Eyeglasses 8049: Podiatrists and Chiropodists 8050: Nursing and Personal Care Facilities 8062: Hospitals 8071: Medical and Dental Laboratories 8099: Medical Services and Health Practitioners (Not Elsewhere Classified) 8734: Testing Laboratories (Non-Medical Testing) 9702: Emergency Services (GCAS) |
Music and Instruments | 5733: Music Stores - Musical Instruments, Pianos, and Sheet Music 5735: Record Stores |
Office Supplies | 5021: Office and Commercial Furniture 5044: Photographic, Photocopy, Microfilm Equipment and Supplies 5111: Stationery, Office Supplies, Printing and Writing Paper 5943: Stationery Stores, Office and School Supply Stores |
Parking | 7523: Parking Lots, Parking Meters and Garages |
Pet | 0742: Veterinary Services 5995: Pet Shops, Pet Foods and Supplies Stores |
Political Organizations | 8651: Political Organizations |
Professional Services | 1799: Special Trade Contractors (Not Elsewhere Classified) 2791: Typesetting, Plate Making and Related Services 2842: Specialty Cleaning, Polishing and Sanitation Preparations 7210: Laundry, Cleaning, and Garment Services 7211: Laundries - Family and Commercial 7216: Dry Cleaners 7217: Carpet and Upholstery Cleaning 7221: Photographic Studios 7230: Beauty and Barber Shops 7251: Shoe Repair Shops, Shoe Shine Parlors, and Hat Cleaning Shops 7261: Funeral Services and Crematories 7277: Counseling Services - Debt, Marriage, and Personal 7278: Buying and Shopping Services and Clubs 7299: Miscellaneous Personal Services (Not Elsewhere Classified) 7333: Commercial Photography, Art, and Graphics 7338: Quick Copy, Reproduction, and Blueprinting Services 7339: Stenographic and Secretarial Support 7342: Exterminating and Disinfecting Services 7349: Cleaning, Maintenance, and Janitorial Services 7361: Employment Agencies and Temporary Help Services 7375: Information Retrieval Services 7379: Computer Maintenance, Repair and Services (Not Elsewhere Classified) 7392: Management, Consulting, and Public Relations Services 7393: Detective Agencies, Protective Services, and Security Services, Including Armored Cars, and Guard Dogs 7395: Photofinishing Laboratories and Photo Developing 7399: Business Services (Not Elsewhere Classified) 7549: Towing Services 7623: Air Conditioning and Refrigeration Repair Shops 7629: Electrical and Small Appliance Repair Shops 7699: Miscellaneous Repair Shops and Related Services 8351: Child Care Services 8911: Architectural, Engineering, and Surveying Services 8999: Professional Services (Not Elsewhere Classified) |
Religious Organizations | 5973: Religious Goods Stores 8661: Religious Organizations |
Restaurants | 5462: Bakeries 5811: Caterers 5812: Eating Places and Restaurants 5814: Fast Food Restaurants |
SaaS/Software | 5045: Computers and Computer Peripheral Equipment and Software 5734: Computer Software Stores 5816: Digital Goods - Games 5817: Digital Goods - Applications (excludes Games) 7372: Computer Programming, Data Processing, and Integrated Systems Design Services |
Sporting Good Stores | 5940: Bicycle Shops - Sales and Service 5941: Sporting Goods Stores 5945: Hobby, Toy, and Game Shops 5998: Tent and Awning Shops |
Storage | 4225: Public Warehousing and Storage - Farm Products, Refrigerated Goods, Household Goods, and Storage |
Streaming Services and Cable | 4899: Cable, Satellite and Other Pay Television/Radio/Streaming Services |
Supermarkets and Grocery Stores | 5262: Marketplaces 5300: Wholesale Clubs 5411: Grocery Stores and Supermarkets 5422: Freezer and Locker Meat Provisioners 5441: Candy, Nut, and Confectionery Stores 5451: Dairy Products Stores 5499: Miscellaneous Food Stores - Convenience Stores and Specialty Markets |
Taxes & Accounting | 7276: Tax Preparation Services 8931: Accounting, Auditing, and Bookkeeping Services 9311: Tax Payments |
Taxi/Ride Share | 4121: Taxicabs and Limousines |
Tours, Museums, Amusement and Travel Agencies | 4722: Travel Agencies and Tour Operators 4723: Package Tour Operators - Germany Only 5971: Art Dealers and Galleries 7991: Tourist Attractions and Exhibits 7996: Amusement Parks, Circuses, Carnivals, and Fortune Tellers 7998: Aquariums, Seaquariums, Dolphinariums, and Zoos |
Transportation Services | 4011: Railroads 4111: Local and Suburban Commuter Passenger Transportation, Including Ferries 4112: Passenger Railways 4131: Bus Lines 4468: Marinas, Marine Service, and Supplies 4784: Tolls and Bridge Fees 4789: Transportation Services (Not Elsewhere Classified) |
Travel Misc. | 4411: Steamship and Cruise Lines 4457: Boat Rentals and Leasing 5948: Luggage and Leather Goods Stores 5962: Direct Marketing - Travel-related Arrangement Services 7012: Timeshares 7033: Trailer Parks and Campgrounds |
Utilities | 4900: Utilities - Electric, Gas, Water, and Sanitary |
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