Next User Type: Member
As a member viewing a budget in J.P. Morgan Next, there are several terms that provide insight into how funds have been or can be used. The following appear in the Budget Snapshot view, which is the first page you land on after clicking into a budget.
Spent: The total of all cleared transactions within the budget.
Assigned: The amount that has been allocated to people and cards in a budget. This represents money available to be spent from the budget at that very moment.
Available to assign: The remaining funds in a budget that have not been assigned to a person or card.
Limit: The amount that can be spent from a budget by budget members and cards. Budgets that do not include a limit display "Spend from available credit line."
Buffer: The amount over the budget limit that can be spent if approved by a budget owner.
When viewing members and cards within a budget, you can also view the amount spent, and the amount assigned for each member and card.
Spent: The total of all cleared transactions for that budget member or card.
Assigned: The amount that has been allocated to the individual card. This represents money available to be spent by the member or card at that very moment.
In the Transactions section, you can view the total amount of funds that are currently assigned to each of the following statuses:
Needs Approval
Incomplete
Pending
Approved
Denied
In the Reimbursements section, you can view the total amount of funds that are currently assigned to each of the following statuses:
Budget approvals
Admin approvals
Ready to pay
Payment pending
Paid
© 2026 JPMorgan Chase & Co.